Журнал Академии Предпринимательства

1528-2686

Абстрактный

The Impact of Electronic Crimes On the Risks of Banking Financial Services in Light of the Increasing Use of Banking Information Technology and Communications

Orooba Rashid Ali AL- Badran

This paper is aims to explain the risks of modern electronic financial and banking services. These services include as credit and debit cards in addition to internet and mobile banking which although had increased Information Communication Technology (ICT henceforth) in finance and banking as well as time, money and effort savings. They created new threats and challenges of cybercrimes including card and email fraud and fishing and hacking. According to the results, cybercrime is reducible in terms of finance by strengthening cybersecurity aspects, improving employee training programs, educating the community, enacting new laws against cybercrime using valid international laws on the basis of relevant information and databases.

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