Malik Karazhanov, Almas Kanatov, Maigul Matayeva, Assel Kaishatayeva, Zhanat Karazhanova, Anel Yensebayeva
The article discusses the current legal regulation problems, their consequences, including issues in resolving disputes in the field of online loans, the prospects for their resolution. Despite the active growth of online lending in Kazakhstan, this line of business has been developing chaotically for a long time, practically without state control and legal regulation, driven only by the laws of the “wild” market. The lack of special legal regulation has led to violations of consumer rights, the debt burden of the population, the emergence of disputes in the field of these loans, difficulties in resolving them, conflicts in society. The state took measures to resolve these problems. Despite the measures taken, however, not all online lending problems have been resolved. The study's scientific novelty lies in the fact that it is a unique scientific study of the legal aspects of dispute resolution on online lending. Despite the world's integration processes towards the approximation and unification of legislation, they cannot be comprehensive. They should be adequately studied in the future, taking into account the peculiarities of modern conditions.